Lease structuring. Acquisition financing. Lifecycle management.
For logistics directors, construction ops, and CFOs who need 40 vehicles off the balance sheet by Q4.
Most fleets bleed margin through mis-structured leases — FMV terms on assets you intend to hold, or $1-out financing on vehicles you should rotate every 36 months. Fleet's structuring desk analyzes your utilization patterns, asset depreciation curves, and capital cost objectives before recommending term and structure.
The residual value curve to the left isn't theoretical. It reflects actual recovery data across 340+ fleets we've structured. The 36–48 month window captures maximum value retention relative to operating cost — which is why our average client lease runs 48 months, not 60.
CFOs who call Fleet in Q3 are typically managing the same conversation: forty vehicles on the books that the board wants off by Q4, a capex budget frozen, and an ops team that needs those vehicles running on January 2nd regardless of what the balance sheet says.
Fleet's capital desk structures the instrument to match the objective — sale-leaseback for immediate equity release, bridge financing for acquisition gaps, or term debt for long-hold heavy equipment. The depreciation schedule shown to the right reflects the actual difference between unmanaged and Fleet-structured portfolios across five years.
Release equity from owned fleet. Sell assets to Fleet, lease them back at structured rates.
Cover acquisition gaps during board approval cycles or seasonal demand spikes.
Fixed-rate acquisition loans for heavy equipment with predictable long-term hold periods.
Fleet spec, procurement, registration, insurance
Maintenance scheduling, compliance, utilization tracking
Cost-per-mile review, early return analysis, swap decisions
Residual capture, replacement sequencing, gap financing
Construction firms replacing aging trucks know this: a breakdown on a job site doesn't cost the repair bill. It costs the day rate, the crew idle time, the contract penalty, and the client relationship. Fleet's lifecycle management layer prevents that math from ever running.
Every vehicle under management receives a cost-per-mile baseline at acquisition. Monthly reporting flags units trending above threshold before maintenance becomes emergency repair. Replacement sequencing is modeled 90 days in advance — so the new unit arrives before the old one fails, not after.
The TCO comparison to the left is the output of that discipline applied across a 48-month hold. The 22% cost advantage isn't from cheaper vehicles — it's from systematic elimination of the unplanned.
Three questions. Forty-eight hours. A full cost-of-ownership model for your fleet.
Download the Fleet Total Cost of Ownership Calculator — a structured spreadsheet model used by our analysts. Input your current fleet data and see the 5-year cost differential between owned, standard-leased, and Fleet-structured portfolios.