FLEET COMMAND — LIVE DASHBOARD
SYNC
Active Vehicles
142units
Avg Lease Term
48months
Cost Per Unit
$0.34/mile
↓ 6.2%
Unit IDTypeStatusLeaseCPM
VH-0441Box Truck 26ftACTIVE48 mo$0.38
VH-0442Executive SedanACTIVE36 mo$0.22
VH-0443Flatbed F-550ACTIVE60 mo$0.44
VH-0444Cargo Van TransitEND-OF-LEASE48 mo$0.31
VH-0445Box Truck 16ftACTIVE48 mo$0.36
VH-0446Pickup F-250END-OF-LEASE36 mo$0.29
3 UNITS FLAGGED FOR END-OF-LEASE RETURN
REVIEW →
PORTFOLIO VALUE
$2.4B
FINANCED SINCE 2018
FLEET LEASING & FINANCING

Your Fleet,
Engineered
to the Dollar.

Lease structuring. Acquisition financing. Lifecycle management.
For logistics directors, construction ops, and CFOs who need 40 vehicles off the balance sheet by Q4.

01
Lease Structuring
Residual values, term optimization, fleet-wide uniformity
02
Acquisition Financing
Debt instruments, sale-leaseback, bridge capital
03
Lifecycle Management
TCO tracking, replacement scheduling, exit strategies
142
Active Units
48mo
Avg Lease
$2.4B
Financed
142
Active Vehicles Under Management
$2.4B
Total Fleet Capital Financed
98.7%
Fleet Uptime Across All Clients
48mo
Average Lease Term Optimized
6.2%
YoY Cost-Per-Mile Reduction
340+
Fleets Structured Since 2018
Section 01 — Lease Structures
DIAGRAM 01-A — RESIDUAL VALUE CURVE
0%25%50%75%100%0mo12mo24mo36mo48mo60moOPTIMAL
RESIDUAL VALUE %
OPTIMAL RETURN WINDOW
StructureTermResidualBuyout
FMV
Fair Market Value
24–60 mo35–55%Optional
TRAC
Terminal Rental Adjustment
36–72 mo20–40%Mandatory
$1 OUT
Dollar-Out Finance Lease
48–84 moN/A$1.00
SPEC BLOCK 01 — LEASE STRUCTURING

The lease structure determines everything downstream.

Most fleets bleed margin through mis-structured leases — FMV terms on assets you intend to hold, or $1-out financing on vehicles you should rotate every 36 months. Fleet's structuring desk analyzes your utilization patterns, asset depreciation curves, and capital cost objectives before recommending term and structure.

The residual value curve to the left isn't theoretical. It reflects actual recovery data across 340+ fleets we've structured. The 36–48 month window captures maximum value retention relative to operating cost — which is why our average client lease runs 48 months, not 60.

Avg Residual Captured
52%
vs 38% industry avg
Term Optimization Savings
$4,200
per unit per year
Structures Available
3
FMV · TRAC · $1-Out
Structuring Turnaround
72hrs
from fleet data submission
RECOMMENDED FOR
Last-mile delivery fleetsConstruction equipmentExecutive vehicle programsMixed-type portfolios
Analyze My Fleet Structure
Section 02 — Capital Structure
SPEC BLOCK 02 — CAPITAL STRUCTURE

Moving vehicles off the balance sheet is a capital decision, not an operations one.

CFOs who call Fleet in Q3 are typically managing the same conversation: forty vehicles on the books that the board wants off by Q4, a capex budget frozen, and an ops team that needs those vehicles running on January 2nd regardless of what the balance sheet says.

Fleet's capital desk structures the instrument to match the objective — sale-leaseback for immediate equity release, bridge financing for acquisition gaps, or term debt for long-hold heavy equipment. The depreciation schedule shown to the right reflects the actual difference between unmanaged and Fleet-structured portfolios across five years.

SLBSale-Leaseback
Q4 SOLUTION

Release equity from owned fleet. Sell assets to Fleet, lease them back at structured rates.

40 vehicles → $2.8M freed from balance sheet
BRIDGEBridge Capital

Cover acquisition gaps during board approval cycles or seasonal demand spikes.

Funding in 5 business days
TERMTerm Debt Financing

Fixed-rate acquisition loans for heavy equipment with predictable long-term hold periods.

Rates from SOFR + 180bps
Structure My Capital Plan
DIAGRAM 02-A — DEPRECIATION SCHEDULE (PER $100K UNIT)
Y1
$82K
$88K
Y2
$68K
$76K
Y3
$57K
$65K
Y4
$48K
$55K
Y5
$40K
$46K
UNMANAGED FLEET
FLEET-STRUCTURED
Balance Sheet Impact
$2.8M
avg released via SLB (40-unit fleet)
Value Retention Delta
+18%
Fleet-structured vs unmanaged at Y5
Approval to Funding
5 days
bridge capital, docs received
Rate Advantage
42bps
vs bank direct for qualifying fleets
Section 03 — Lifecycle Management
DIAGRAM 03-A — TOTAL COST OF OWNERSHIP BREAKDOWN
COST CATEGORYOWNEDFLEET-LEASED
Depreciation
38%
22%
Maintenance
18%
11%
Financing Cost
14%
9%
Admin & Compliance
12%
6%
Downtime Cost
9%
3%
Residual Recovery
9%
49%
NET TCO ADVANTAGE — FLEET-LEASED−22% / UNIT / YEAR
LIFECYCLE PHASE TIMELINE
1
ACQUISITION0–3

Fleet spec, procurement, registration, insurance

2
OPERATION4–45

Maintenance scheduling, compliance, utilization tracking

3
OPTIMIZATION12–48

Cost-per-mile review, early return analysis, swap decisions

4
EXIT46–52

Residual capture, replacement sequencing, gap financing

SPEC BLOCK 03 — LIFECYCLE MANAGEMENT

The acquisition is the easy part. The 48 months after it determine your margins.

Construction firms replacing aging trucks know this: a breakdown on a job site doesn't cost the repair bill. It costs the day rate, the crew idle time, the contract penalty, and the client relationship. Fleet's lifecycle management layer prevents that math from ever running.

Every vehicle under management receives a cost-per-mile baseline at acquisition. Monthly reporting flags units trending above threshold before maintenance becomes emergency repair. Replacement sequencing is modeled 90 days in advance — so the new unit arrives before the old one fails, not after.

The TCO comparison to the left is the output of that discipline applied across a 48-month hold. The 22% cost advantage isn't from cheaper vehicles — it's from systematic elimination of the unplanned.

Real-Time Cost-Per-Mile Tracking
Per-unit dashboards updated monthly against fleet baseline
Threshold Alert System
Automated flags at 110% of baseline CPM — before it becomes a problem
90-Day Replacement Scheduling
Replacement units ordered and staged before current unit exits service window
Residual Capture Optimization
Exit timing modeled against market conditions and replacement cost curves
Get Your TCO Analysis
Section 04 — Fleet Analysis
SPEC BLOCK 04 — FLEET ANALYSIS REQUEST

Get Your Fleet Analysis

Three questions. Forty-eight hours. A full cost-of-ownership model for your fleet.

1
2
3
SECONDARY PATH — TCO CALCULATOR

Not ready to talk? Run the numbers first.

Download the Fleet Total Cost of Ownership Calculator — a structured spreadsheet model used by our analysts. Input your current fleet data and see the 5-year cost differential between owned, standard-leased, and Fleet-structured portfolios.

Fleet TCO Calculator v4.2
Excel · 5-Year Model · 12 Input Variables
Depreciation curvesResidual value tables

Email only. No calls, no follow-up unless you request it.

WHAT HAPPENS AFTER YOUR ANALYSIS REQUEST
0–2 hrs
Confirmation email + analyst assignment
24 hrs
Preliminary fleet profile review
48 hrs
Full TCO model delivered to your inbox
72 hrs
Optional 30-min analyst call to review findings